Unit 4.5 – Case Study 3 Asset Liability Management

Unit 4.5 – Case Study 3

Asset Liability Management

For this case, we will use the CALMPRO global financial model that we first introduced in Unit 4.3. You will immediately recognize all of the risk schedules and analytics that we already used in Modules 4.3-4.5 on interest rate risk, forex risk and liquidity. This time, we will actually use the newer Release 4, called the ALMPRO. The ALMPRO adds more deposit and lending product slots, additional interest rate risk hedging opportunities using bond futures and now also models the mark-to-market replacement cost of derivative hedging instruments. However, this case is not about studying the formulas in the ALMPRO. Instead, we would like you to interpret the ALM analytics and review the financial performance and exposures of BankAfric in South Africa under various scenario assumptions.

In order to keep data entry to a minimum, the baseline scenario is already fully captured. You will also notice that most helper sheets and any other risk schedules and date ranges that will not be relevant for the case have been hidden, giving the ALMPRO a cleaner and more manageable look. All sheets are locked against accidental overwriting, leaving only the green shaded data fields open for changes. However, you can always unhide a cell range or worksheet, if you want to dig deeper. There is no password required to unlock or unhide a sheet (Review

-> Unprotect Sheet. Right-click on any sheet tab -> unhide).

The baseline data for December 2020 to December 2023 is in the file CERM19_Case3_Base.xlsx. The file is configured to reflect the operating history and financial forecast for the fictitious BankAfric that operates as a full-service Retail/SME/Corporate bank in South Africa. BankAfric has longstanding relationships with the international development finance community and regularly draws on special facilities supporting small business, agriculture and energy efficiency initiatives. Hence, the importance of USD and EUR as funding and operational currencies for BankAfric.

The baseline ALMPRO file contains all necessary information about BankAfric including the applicable prudential limits, policy constraints and the most binding covenants. What is captured in the baseline version of the tool is the operating history for December 2020 – June 2022 and the business plan for the remainder of 2022 and beyond.

Note also that BankAfric Bank is subject to an internal policy limit on interest rate risk as follows:

Net Interest Income at Risk ≤ 5%

This means that interest rate shock scenarios of:

+400 /-400 bps in the Reserve Bank of South Africa Repo Rate,

+200/-100 bps in the 3-month USD Libor and

+200/-100 bps in the 3-month EURIBOR

may separately and in combination not lead to a loss of more than 5% of budgeted Net Interest Income for the next 12 months,when using the co-movement weighted repricing gap analysis(sheet RepricingGap).

The purpose of this case study is to modelandmitigatethebalancesheetpositioningduringthebusinessreboundfollowingtheinitialCOVID-19recession and the Delta surge that had severely impacted the bank over the course of 2020 and in early 2021. WearenowattheendofJune2022.Management and Board at BankAfric Bank are reviewing the business plan for the remainder of 2022 as it is contained in the baseline model. The 2022 budget was established in December 2021, when business seemed to be roaring back and everyone assumed that the pandemic was finally over. The bank’s performance over the first half of 2022 has fallen behind the high expectations: the renewed COVID lockdowns in China have aggravated the persisting supply chain issues. The war in Ukraine and the spike in global food and energy prices are creating additional disruption in the regional economy. There are some narrow segments in the BankAfric portfolio that may see some windfall profits from high commodity prices, but for the majority of small businesses and for consumers, a new recession is looming.

Task 1 (40%): Analyze the Jan 2021 – Jun 2022 financial performance and the ALM positioning as of June 2022.

For this purpose, review the CERM19_Case3_Base.xlsxfile without making changes to the data. Consider expense and earnings trends over the course of 2021-2022 (materialized figures) and in the July-Dec 2022 budget as it is currently captured in the file. Consider the sources of income, changes in loan demand and deposit supply, the funding structure and currency composition of the balance sheet, as well as the overall size and adequacy of the loan loss provisions. What role does the trading book income play in supporting the cost base, and is this sustainable?

As you examine the ALM positioning, you should also comment on compliance with liquidity, capital adequacy and forex risk limits over the course of 2021 and 2022.

Check whether the standard liquidity stress test as configured in the sheet LiquidStresswould pass as of the March 2022 and June 2022 trigger dates. Comment on the liquidity trends that may explain the result.

Would BankAfric comply with the above Interest Rate Risk Limit as of June 2022using the co-movement weighted repricing gap analysis as configured in the sheet RepricingGap? Remember to consider rate shocks in all three currencies and combine the adverse outcomes per currency into a theoretical maximum loss scenario.

The best entry points for the analysis in Task 1 would be the following sheets: BalanceTotalHome (see also the Dashboard section beginning at line 92), IncomeTotalHome (note the annual summary to the right), Charts, LiquidStress, MaturityGapTotal and RepricingGap. You may also find it useful to take a look at the underlying per-currency balance sheets BalanceFx1, Balance Fx2 and BalanceHomeFx.

Task 2 (30%) : Basel III Liquidity Coverage Ratio

The BCBS guidance following the 2007-2010 global financial crisis places a strong emphasis on solid liquidity buffers. Basel 3 introduced a Liquidity Coverage Ratio in Pillar 1 that harmonizes the various liquid asset coverage ratios previously applied by national regulators. Compliance with the LCR limit has been adopted also in most emerging and developing markets.

At the bottom of the Sheet BalanceTotalHome as an extension to the Prudential Ratio and Covenant dashboard, we implemented a month-by-month LCR calculation covering the 2021-2023 operating history and budget. The LCR calculations are our attempt to implement the BCBS instructions as per the publication “Basel III: The Liquidity Coverage Ratio and liquidity risk monitoring tools” of January 2013, pages 12-43. The document is available for download alongside these case instructions.

Your task is to analyze and interpret the LCR values and calculation logic aspresentedintheALMPRO: Are the LCR values plausible for BankAfric against the required minimum of 100%? Do you agree with the assumptions made? Are deposit run-off rates below 10% realistic for an emerging market like South Africa?

Specifically, consider the treatment of required reserves, given that minimum reserve requirements are relatively high in South Africa at 12% for ZAR deposits and 15% for foreign currency deposits? Also comment on the treatment of interbank deposits held with commercial banks, the release of retail time deposits before maturity and the redeployment assumption of 50% on the loan portfolio.

What drives the high LCR values during all of 2021 and 2022? What is the reason for the sudden drop forecast for November 2022? How do you think a reversion into recession and slower loan demand in Q3/Q4 2022 might impact the LCR for the rest of 2022?

How does the LCR calculation differ from the internally-defined standard liquidity stress test in the sheet LiquidStress?

Task 3 (30%): Adjust the July – December 2022 Budget

Please save a separate copy of the baseline file that you may call YourName_Case3_ Adjustments.xlsx or similar. In this copy you should make the changes suggested below, which come out of the ALCO workshop that BankAfric held in late June 2022.

With the war in Ukraine, commodity shortages, supply chain disruptions and the global interest rate increases, the outlook for the rest of 2022 has obviously darkened. The disbursement targets and income expectations for the year 2022 are no longer realistic.

This creates a serious dilemma for BankAfric: Management was hoping to gain market share in 2022 and redeploy the excess liquidity accumulated during the deleveraging of the pandemic years. But BankAfric must also hedge against the prospect of accelerating inflation, higher funding costs and a new wave of loan defaults in the consumer and small business market. It is clear that unlike during the first year of the pandemic, Government will not be able to provide any further liquidity and credit support for the SME segment.

This leads the bank to the following urgent updates in the 2022 operating budget:

  1. The bank will need to implement an immediate hiring freeze and furlough some SME loan officers and call center agents from July 2022 onwards in order to bring operating expenses under control.
  1. Loan disbursement targets for the rest of the year 2022 and the first half of 2023 must be aligned with recent actual loan demand. Precious metals mining is one of the few bright spots in the loan portfolio, where the original disbursement forecast can be maintained unchanged. With the technical assistance of the DBSA and KfW, BankAfric will conduct a special marketing campaign for the recession- proof solar energy and energy efficiency themes.
  1. Excess liquidity is becoming a drag on earnings. The bank plans to lower the rates offered on corporate time deposits and allow the corporate deposit base to run off substantially.

Below are the necessary budget adjustments and analyses step by step.It would help us with the review of your case, if you mark in yellow all cells in which you made the following changes:

  1. The hiring freeze and staff furlough program will be reflected in the salary budget: In the sheet IncomeHistory line 92 maintain the monthly salary expenses at the June 2022 level from July 2022 through June 2023 before reverting to the currently captured budget.
  1. The necessary adjustments in loan disbursement targets are captured in the sheet DetailedAssumptions as follows:
  1. Line 36 Consumer Overdrafts: freeze the overdraft limits at the June 2022 level of ZAR 600,000,000 for July 2022 through June 2023.
  2. Line 40 SME Overdrafts: cap the monthly overdrafts at ZAR 1,500,000,000 for July 2022 through June 2023.
  3. Line 41 SME Working Capital: freeze monthly disbursements at ZAR 60,000,000 for July 2022 through June 2023.
  4. Line 42 SME Trade Finance USD: imports from Asia will continue to suffer from supply chain disruptions. Budget monthly disbursements of USD 1,500,000 for July 2022 through June 2023.
  5. Line 43 Tourism Seasonal EUR: European tourists are coming back, but the tourist arrivals from Asia are still far behind pre- pandemic levels: budget monthly disbursements of EUR 2,500,000 for July 2022 through June 2023.
  6. Line 47 Corporate Lines ZAR: cap the monthly overdrafts limits for corporates at ZAR 1,500,000,000 for July 2022 through June 2023.
  7. Line 49 SME Solar Promotion: increase monthly disbursements to USD 5,000,000 for July 2022 through June 2023.
  8. Line 53 SME Energy Efficiency: increase monthly disbursements to USD 3,000,000 for July 2022 through June 2023.
  9. Your IFRS 9 Point in Time models of default and collections point to an emerging recession that will require a proactive increase in provisioning rates. Raise all provisioning rates for performing loans by 25% (multiply by 1.25) in DetailedAssumptions!V140:AG162. For the Impaired Portfolio in IFRS 9 Stage 3 increase the provisioning rate (=LGD) from 70% to 75% in Line 163.
  1. In Detailed Assumptions adjust the strategic shift away from corporate term deposits as follows:
  1. In lines 199-201 set the monthly production of corporate time deposits to ZAR 50 million, USD 5 million and EUR 0 for July 2022 through June 2023.
  2. In line 218 set the ZAR time deposit rate as 2% below the money market reference for July 2022 through June 2023. In line 219 set the USD time deposit rate offered as 0.5% below the USD money market.

Comment on the projected full year results for 2022 after capturing the above adjustments, in terms of profitability, capital adequacy, forex risk, interest rate risk and liquidity. By year-end 2022, the balance sheet displays much lower liquidity as intended. Did BankAfric overshoot in its plan to manage liquidity down?

Task 4: Additional Bonus Question (25%): Forex Risk Hedging

  1. After having implemented the above budget adjustments, the ALCO decides to reduce the limits on a single currency and for the aggregate open position to 25% of regulatory capital from 30% in BalanceTotalHome lines 109 and 110. Review the open currency position in the sheet Charts and in the Dashboard Section in BalanceTotalHome. What is the problem and how might it be mitigated by adjusting the budget and/or the funding plan for 2022/2023?
  1. Consider a ZAR devaluation scenario and determine the effect on BankAfric’s financial position after implementing the budget adjustments as above:

In Detailed Assumptions Line 20 adjust the USD/ZAR exchange rate forecast for July 2022 to 17.00, for August 2022 to 18.00 and September 2022 to 19.00 at which level the exchange rate will remain until December 2023. The forecast for the EUR/USD exchange rate will remain unchanged at EUR/USD 1.05 throughout that period.

  1. Find the resulting net forex gains / losses from on balance sheet items and forex hedges combined for the second half of 2022 and for the full calendar year.
  1. Capture one or several forex hedging transactions in the sheet FxHedges that will bring the forecast aggregate open currency position into full compliance with the

+/- 25% position limits for July – Dec 2022.

CaseDeliverables

  1. Using plain text format, present your analysis and proposed actions in the answer sheet for Tasks 1 – 3, plus the Bonus Task 4, if worked. This should not exceed 5 pages and can rely mostly on concise bullet points.
  1. Submit the ALMPRO version with your properly captured changes and mitigations as per Tasks 3 and 4.

Good luck!

Please note that each participant has to solve the assignment(s) onhis/herown.ShouldFrankfurtSchoolidentifysimilarsubmissionsor any other attempt at cheating, the institution reserves the right ofconsideringthesubmissioninvalid.Inthiscase,theparticipant

might fail to pass the course and will not be able to take the finalexam or receive the certification in the current period. In order tocompletethecourse,acourseextensionwillbenecessary.

FrankfurtSchoolwillconsiderthefollowingsubmissionsasinvalid:

  1. Identicalsubmittedsolution
  1. Different wording/ layout but clear evidence that the solution has been copied or created collaboratively.

In severe cases of cheating, Frankfurt School reserves the right to further consequences

Order Now

Get Fresh plag free solution for Unit 4.5- Case Study 3 Asset Liability Management Assignment. Huge discount, fast service. Order Online Now!

No Fields Found.
Universal Assignment (October 2, 2022) Unit 4.5 – Case Study 3 Asset Liability Management. Retrieved from https://universalassignment.com/unit-4-5-case-study-3-asset-liability-management/.
"Unit 4.5 – Case Study 3 Asset Liability Management." Universal Assignment - October 2, 2022, https://universalassignment.com/unit-4-5-case-study-3-asset-liability-management/
Universal Assignment June 25, 2022 Unit 4.5 – Case Study 3 Asset Liability Management., viewed October 2, 2022,<https://universalassignment.com/unit-4-5-case-study-3-asset-liability-management/>
Universal Assignment - Unit 4.5 – Case Study 3 Asset Liability Management. [Internet]. [Accessed October 2, 2022]. Available from: https://universalassignment.com/unit-4-5-case-study-3-asset-liability-management/
"Unit 4.5 – Case Study 3 Asset Liability Management." Universal Assignment - Accessed October 2, 2022. https://universalassignment.com/unit-4-5-case-study-3-asset-liability-management/
"Unit 4.5 – Case Study 3 Asset Liability Management." Universal Assignment [Online]. Available: https://universalassignment.com/unit-4-5-case-study-3-asset-liability-management/. [Accessed: October 2, 2022]

Please note along with our service, we will provide you with the following deliverables:

Please do not hesitate to put forward any queries regarding the service provision.

We look forward to having you on board with us.

Get 45%* OFF on Assignment Help

Most Frequent Questions & Answers

Universal Assignment Services is the best place to get help in your all kind of assignment help. We have 172+ experts available, who can help you to get HD+ grades. We also provide Free Plag report, Free Revisions at a Pocket Friendly cost, We offer Best Price in the industry guaranteed.

We provide all kinds of assignmednt help, Report writing, Essay Writing, Dissertations, Thesis writing, Research Proposal, Research Report, Home work help, Question Answers help, Case studies, mathematical and Statistical tasks, Website development, Android application, Resume/CV writing, SOP(Statement of Purpose) Writing, Blog/Article, Poster making and so on.

We are available round the clock, 24X7, 365 days. You can appach us to our Whatsapp number +1 (613)778 8542 or email to info@universalassignment.com . We provide Free revision policy, if you need and revisions to be done on the task, we will do the same for you as soon as possible.

We provide services mainly to all major institutes and Universities in Australia, Canada, China, Malaysia, India, South Africa, New Zealand, Singapore, the United Arab Emirates, the United Kingdom, and the United States.

We provide lucrative discounts from 28% to 70% as per the wordcount, Technicality, Deadline and the number of your previous assignments done with us.

After your assignment request our team will check and update you the best suitable service for you alongwith the charges for the task. After confirmation and payment team will start the work and provide the task as per the deadline.

Yes, we will provide Plagirism free task and a free turnitin report along with the task without any extra cost.

No, if the main requirement is same, you don’t have to pay any additional amount. But it there is a additional requirement, then you have to pay the balance amount in order to get the revised solution.

The Fees are as minimum as $10 per page(1 page=250 words) and in case of a big task, we provide huge discounts.

We accept all the major Credit and Debit Cards for the payment. We do accept Paypal also.

Popular Assignments

Plant Production System Assignment Help

The Best Instant Academic Assistance Online Instant Plant Production System Assignment Help for Students Plant production system assignment help students help them understand the various theoretical and practical aspects of the subject. It is an intensive study of the scientific methods of plant production for an effective and economized production

Read More »

Integrated Science Assignment Help to Boost your Grades Immediately

Integrated Science Assignment Help for Students Integrated Science is taught from a high-school level. This consists of an investigative study of physics, chemistry, biology, forensic science, biotechnology, and geology. This is a course that introduces young students to the interconnectedness between all the scientific knowledge. Students require integrated science assignment

Read More »

Top Human Biology Assignment Help from Experts

Ask an Expert for top Human Biology Assignment Help Sometimes, expert guidance with Human Biology assignment help is all you need in order to boost your grades. Universal Assignment Help Service is a top-ranking student-help platform that offers a wide range of services for students. Students can order human biology

Read More »

Aviation Assignment Help from Experts

The Most Trusted Guidance for Students Aviation Assignment Help for All Challenging Problems Aviation assignment help online from the greatest experts can relieve student pressure to a great extent. It is well known that aviation is an extremely challenging stream, as it is, and students have to keep too many

Read More »

Growing demand for Assignment Help in Ireland

The number of multinational corporations choosing Ireland as their regional headquarters is increasing. So more and more students are choosing Ireland as an idle place to take their degrees. But studying in universities and keeping up the pace is not an easy task and getting good marks is not enough

Read More »

Board appraisal report

Weight: 40% Format: 2,000-word written report. Note: All written assessments should be submitted as Word files (.docx) (Word is available from your AIB Office 365 account) Summary Write a 2000-word Board Appraisal Report where you will evaluate an organisation’s corporate governance practices, board structure including committees and board diversity against

Read More »

49102: Traffic and Transportation

Assignment 2: Transport Modelling and Operations Due: 7 October 2022 This is an individual assignment Please answer the following questions and present your work in a report format clearly including your name and student ID on the cover page. Submit a PDF of your report into the Assignment Activity shown

Read More »

ENV3105 Hydrology Assignment 2

Assignment 2 Due date:       04 October 2022 Weighting:   25% (250 marks) 1. Overview This assessment is designed to test your achievement of selected learning objectives of Modules 6 to 9. In particular, the assignment involves estimation of urban design discharges, reservoir routing and water balance. It is intended to reinforce and

Read More »

Assessment 1: The Journal of Biological Chemistry

Guide abstract All cells within the body are bathed in a fluid. The composition of this fluid is tightly regulated to contain specific levels of various ions. Disruption in the balance of these ions can lead to cell death and damaging inflammation. However, standard surgical practice fails to consider these

Read More »

Project 2: Assignment on Scheme

Due: Oct 1, before midnight. This document first provides the aims of this project. It then lists the requirements as explicitly as possible. It then hints at how these requirements can be met. Finally, it describes how it can be submitted. Aims The aims of this project are as follows:

Read More »

Analysis of Rube Goldberg machine

Week 5 homework for tutorial  In week 4 we needed to also look at how many failures we could have to meet our six sigma level – we will also need to look at this for the times for each stage and total time. To effectively put the flame out

Read More »

PROCESS AND PHILOSOPHY OF ENGINEERING

ASSESSMENT BRIEF 3: Calculations Summary Title Calculations Due Date Monday the 3rd of October at 11:59 (NSW) AEST – End of Week 5 Length 1000-word (does not include equations, charts, graphs or tables) Weighting  35% Submission  WORD document submitted to Turnitin Unit Learning Outcomes  ULO 3: apply basic statistical analysis

Read More »

THT3114 Research Proposal

Mini Report Assignment 2 Executive Summary (100- 150 words) This is the summary of your research and thus needs to be completed after you have completed writing your research proposal. This is not counted towards the word count. Mention the key aspects of the research proposal. Separate paragraphs Area of

Read More »

LITERATURE REVIEW – DATA MINING TO RESEARCH PROPOSAL

ASSESSMENT TWO: LITERATURE REVIEW – DATA MINING TO RESEARCH PROPOSAL – DESIGN RESEARCH INSTRUMENT – PRESENTATION) Task Length: Mini Report (750 words) – Research Proposal) Presentation – Not more than 15 Slides –  (Templates Provided for both the mini report and presentation)  Duration of the Video Presentation – Not more

Read More »

Assignment on COVID-19 pandemic in the hospitality industry

Exploring the new health and safety innovative business practice to restore consumer confidence in the COVID-19 pandemic in the hospitality industry Task Length: Report – 2000 words (+-10%) Task Type Individual Due week and submission deadline Week 11 – SUNDAY – 02/10/2022 – 23:59 Value 40%   PART A: On

Read More »

Assignment Help in Israel

Leading assignments help in Israel Israel is known for its high-tech development, innovations, and entrepreneurship, and is home to the best start-ups in the world. Students from all over the world are drawn to this ecosystem of “innovation and development,” which is supported by a robust higher education system with

Read More »

Animal Production System Assignment Help

Animal Production System Assignment Help: Get 100% guaranteed Expert Assistance Immediately Where can you find the best Animal Production System Assignment Help Online?  Animal Production System assignment help online can boost student results while encouraging interest in the field. The hectic schedule of students, along with their burden of various

Read More »

Immediate Calculus Assignment Help from Top Experts

Immediate Calculus Assignment Help from Top Experts Calculus Assignment Help to Boost your Grades Students can now order instant Calculus assignment help on Universal Assignment Help Service in a fast and easy way. Calculus in taught at a slightly advanced stage of school, and can be an exciting subject in

Read More »

Mathematics Foundation Assignment Help

Effective Mathematics Foundation Assignment Help for Students: Order Expert Solutions Immediately Mathematics Foundation Assignment Help for Students Students often require mathematics foundation assignment help for clearing doubts, understanding the derivation of a formula or theorem, or getting urgent solutions to certain mathematical problems. Online mathematics foundation assignment help is extremely

Read More »

Mathematics Application Assignment Help

Top for Students: Order Expert Solutions Immediately for the Best Results Why do students need Mathematics Application Assignment Help? Mathematics Application assignment help can lead students to perform excellently in the subject in a convenient and relaxed way. Many students find it difficult to apply theoretical knowledge in large and

Read More »

The finest assignment helps in Saudi Arabia

Many students dream to study in Saudi Arabia as they offer some of the best facilities, and they boast one of the most spectacular and rapidly expanding higher education systems in the Middle East. So, this should be of no surprise that every year, many international students prefer to register

Read More »

Expert Solutions for the Best Arithmetic Assignment Help Online

Instant Arithmetic Assignment Help for Students Students most often require Arithmetic assignment help online to solve various calculations. Universal Assignment Help Service provides the best solutions to all arithmetic problems for each student. Students simply have to upload their assignment guidelines on their website, and a customized and accurate assignment

Read More »

Assignment help in Cameroon

The Necessity of Assignment help in Cameroon Today management degrees are one of the most prestigious degrees out there and gaining immense popularity, this degree has the most demand in the market as new startups are emerging day by day, and every company needs the best people to run their

Read More »

Assignment Help in South Korea

Difference between a Good vs Great Online Assignment Tutor The e-learning market is growing at a fast rate due to digitalization. This fact causes an increment in the demand for online tutors as students worldwide searches for a suitable solution for online assignment help in South Korea. You might hear

Read More »

Assignment Help in Japan

Outside-The-Classroom Learning Opportunities It is a typical thinking lesson that stands inside the four walls of a classroom. Some educators say the classroom is the abode of learning and knowledge. We cannot prove these statements wrong. However, one thing is certain: they are partially correct. Learning of concepts starts in

Read More »

Assignment Help in Brazil

Why do Students Consider Online Assignment Help in 2022? Academic life is full of ups and downs. Students who experience such a phase struggle to maintain the equilibrium between personal and professional life. It is because of the load of homework, exams, and participation in extracurricular activities. These events cause

Read More »

Assignment Help in Taiwan

What are the Necessities of Assignment Guidance for Students? As technology takes a new turn around, homework assignments become lengthy and complex. This academic work needs lots of core subject knowledge along with proper research to finish it with proper care. Such work is very time-consuming and hectic for the

Read More »

Assignment Help in Hong Kong

Can You Achieve High Academic Results? Every student wishes to get top scores in their exams. Yet it does not happen if you do not get the correct assignment help in Hong Kong from an online tutor. Such support is in the form of tips, advice, hacks, or taking guidance,

Read More »

VU22977 – Practice in a Legal Environment

Advanced Diploma of Legal Practice – 22565VIC PORTFOLIO- CLIENT MATTER FILE Assessment task 1 Prepare a comprehensive portfolio of documents to create a Client Matter File which must include: Element 1 Area of law Cover sheet stating client name and short description of legal matter Client Instruction Sheet, Costs Agreement

Read More »

KIT714 ICT Research Principles: Assignment 1

Practical Qualitative Research Exercise                                                                                                                                         Type:                 In-Semester, Individual Assignment Task Length:   minimum 2,000 words Weighting:     20% of total assessment for this unit Due Date:       Friday 5 August 2022 – 11:55 pm (Week05) Submission:    electronic submission on MyLO (WORD or PDF) Description:    This practical exercise will engage students in a qualitative research

Read More »

Can't Find Your Assignment?

Get Free Assignment

Open chat
1
Free Assistance
Universal Assignment
Hello 👋
How can we help you?